Turning Idle Cash Into Opportunity Artwork

Women on Wealth, By Women For Women

Do you ever feel unsettled as to whether you are on track towards your goals? Listen in as Julina demystifies every day financial topics, to give you confidence in your future. She is a Partner and Wealth Advisor with Principle Wealth Partners, a Certified Private Wealth Advisor and Certified Investment Management Analyst with over twenty years of industry experience. To understand more, start here!

All Episodes

Women on Wealth, By Women For Women

Turning Idle Cash Into Opportunity

October 03, 2025 • Julina Ogilvie

In this episode of Women on Wealth, host Julina Ogilvie is joined by Josh Ouellette, CFP®, Wealth Advisor at Principle Wealth Partners, to unpack the cash conversation dominating today’s markets. With more than $7 trillion sitting on the sidelines, investors face critical decisions about whether holding cash is a safety net or a missed opportunity.

Timestamps:

02:00 – Why cash is top of mind

05:00 – The Fed’s role & falling rates

08:00 – Purpose of cash & asset allocation

13:00 – CDs: the hidden risks

19:00 – Cash vs. S&P 500 returns

22:00 – Beyond CDs: exploring bonds

27:00 – Bonds & diversification

30:00 – The power of compounding

33:00 – The “jelly bean” chart & diversification

Connect with Julina Ogilvie:
Website

YouTube

LinkedIn
Email- jogilvie@principlewealthpartners.com

The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180